Welcome to Ruby Financial Management Ltd.

We offer a comprehensive financial planning service for all your investment and protection needs:

  • Pension Planning
    When do you want to retire and how much income will you need?
  • Investments/Regular Savings
    Are you making the best use of any spare capital or surplus income?
  • Inheritance Tax/Trust Planning
    Are you concerned about your potential Inheritance Tax :Liability and do you want to make sure your wealth passes to your family rather than the exchequer?
  • Life Assurance
    How much cash would your family need to maintain their current lifestyle if you die prematurely?
  • Income Protection
    Would you require a regular income or a cash sum if you suffered a serious illness or disability?
  • Mortgages
    Do you want to reduce your current mortgage outlay or are you moving home
Financial Services Include:
  • Investment Planning
  • Inheritance Tax Planning
  • Trusts
  • Pre-Retirement Planning – pensions, Individual Savings Accounts
  • Pensions post retirement – Pension Fund Withdrawal, Annunities
  • Equity Release
  • Family and Income Protection