We offer a comprehensive financial planning service for all your investment and protection needs:
Welcome to Ruby Financial Management Ltd.
- Pension Planning
When do you want to retire and how much income will you need? - Investments/Regular Savings
Are you making the best use of any spare capital or surplus income? - Inheritance Tax/Trust Planning
Are you concerned about your potential Inheritance Tax :Liability and do you want to make sure your wealth passes to your family rather than the exchequer? - Life Assurance
How much cash would your family need to maintain their current lifestyle if you die prematurely? - Income Protection
Would you require a regular income or a cash sum if you suffered a serious illness or disability? - Mortgages
Do you want to reduce your current mortgage outlay or are you moving home
Financial Services Include:
- Investment Planning
- Inheritance Tax Planning
- Trusts
- Pre-Retirement Planning – pensions, Individual Savings Accounts
- Pensions post retirement – Pension Fund Withdrawal, Annunities
- Equity Release
- Family and Income Protection